Attention homeowners in Twin Falls and Twin Falls County: Need an appraisal?

Here are the top 7 reasons ID homeowners order from Caywood Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a ID property tax assessment
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in ID by determining the true market value of property in question

Need help determining the value of your house in or near Twin Falls, ID?
Contact Caywood Appraisals.

We at Caywood Appraisals understand the particular needs of a consumer in need of appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. As our valued client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. At Caywood Appraisals, we're veterans in helping clients just like you delete unneeded PMI insurance.

Challenge a property tax assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Caywood Appraisals is your best weapon.

Was your HELOC recently frozen?

If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Caywood Appraisals can provide you with a professional appraisal to help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Caywood Appraisals offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Caywood Appraisals can help you with that. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.